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Cybin Enterprises

High-risk payment processing solutions for businesses across every industry. Free consultation, fast approval, nationwide service.

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© 2026 Cybin Enterprises. All rights reserved.

Last updated: April 4, 2026

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Terms of Service

Last Updated: March 21, 2026

Important Notice

Cybin Enterprises is a payment solutions consultant. We are NOT a bank, financial institution, lender, or payment processor. We do not provide loans, funding, or financial services. We connect businesses with third-party payment processors and acquiring banks.

Acceptance of Terms

By accessing and using the Cybin Enterprises website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Description of Service

Cybin Enterprises provides payment processing consultation services. We:

  • Connect businesses with payment processors and acquiring banks
  • Provide consultation on payment processing solutions
  • Facilitate introductions to our partner network
  • Offer guidance on application processes

We do NOT:

  • Process payments or handle funds
  • Make approval decisions (decisions are made by processors/banks)
  • Provide loans, funding, or financial services
  • Guarantee approval or specific rates/terms
  • Act as a bank or financial institution

Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Have legal authority to bind your business to agreements
  • Provide accurate and complete information
  • Operate a legitimate business in compliance with applicable laws

Your Responsibilities

You agree to:

  • Provide accurate, current, and complete information in your application
  • Disclose your industry, business model, and processing history honestly
  • Maintain the confidentiality of your account information
  • Notify us of any unauthorized use of your information
  • Comply with all applicable laws and regulations
  • Use our services only for lawful purposes

No Guarantees

We do not guarantee:

  • Approval by any payment processor or acquiring bank
  • Specific rates, terms, or conditions
  • Processing timelines or approval speeds
  • That any particular processor will accept your application

Final approval decisions are made solely by payment processors and acquiring banks. We facilitate introductions but have no control over underwriting decisions.

Fees and Compensation

Our Services

Our consultation and matching services are free to you. We receive compensation from our processor partners when you choose to work with them.

Processor Fees

Payment processors charge fees directly to you. These may include:

  • Discount rates (percentage of each transaction)
  • Per-transaction fees
  • Monthly statement and gateway fees
  • Reserve requirements (percentage held as security)
  • Setup fees, termination fees, and other charges

Third-Party Services

Our services involve introductions to third-party payment processors and acquiring banks. These relationships are governed by separate agreements between you and the processor.

We are not responsible for:

  • The acts or omissions of payment processors
  • Processor terms, rates, or policies
  • Disputes between you and processors
  • Processor service quality or reliability

Limitation of Liability

To the maximum extent permitted by law, Cybin Enterprises shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, or business opportunities
  • Business interruption or downtime
  • Account terminations by processors
  • Funds held or reserves imposed by processors
  • Chargebacks or fraud losses

Our total liability shall not exceed the amount we received from you (if any) in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Cybin Enterprises from any claims, damages, losses, or expenses arising from your use of our services, your violation of these terms, or your violation of any laws or third-party rights.

Termination

We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for conduct that we believe violates these terms or is harmful to us or others.

You may stop using our services at any time.

Governing Law

These terms shall be governed by the laws of the United States, without regard to conflict of law provisions. Any disputes shall be resolved in the federal or state courts located in the United States.

Changes to Terms

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the new terms.

Contact Information

For questions about these Terms of Service, please contact us:

Email: Customercare@cybinenterprises.com

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