How do I apply for a high-risk merchant account?

Visit cybinenterprises.com/apply and complete either the 2-minute free consultation or the full application with document upload. Required documents include business formation papers, government ID, 3-6 months of bank statements, processing history if available, and any industry-specific licenses. Cybin reviews within 24 hours and standard approvals take 3 to 10 business days.

Is Cybin's consultation really free?

Yes. The consultation, application, and processor matching are free to merchants. Cybin Enterprises is compensated by the payment processors in our network when a merchant successfully onboards — never by the merchant.

What do I need to apply?

Business formation documents (LLC or Corporation), government-issued ID for owners/officers, 3-6 months of bank statements, 3-6 months of processing history if available, a business model description, FEIN (Federal Employer Identification Number), and any industry-specific licenses (FFL for firearms, state cannabis licenses, FDA registration for nutraceuticals, etc.).

Apply for a High-Risk Merchant Account

Get Started

Cybin. 888-321-2100

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What's your business name?

Just the name — we'll take it from there.

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