What do underwriters check first for Gaming Affiliates & Referrals merchant accounts?
Gaming Affiliates & Referrals underwriting starts with product legality, MCC fit, processing history, chargeback exposure, and whether the merchant can prove fulfillment and customer consent. A clean file answers these questions before the acquirer asks for them, which reduces reserve pressure and review delays.
- State licensing, geofencing, KYC, responsible-gaming controls, and AML monitoring.
- Friendly fraud from gambling losses requires stronger dispute evidence than ordinary e-commerce.
- MCC 7995 is automatically high-risk at major acquiring banks.
