Cybin EnterprisesCYBIN ENTERPRISESHigh-Risk Payment Solutions
FOR ESTABLISHED PEPTIDE E-COMMERCE MERCHANTS · $1M+/MONTH

Payment options reviewed for $1M+ peptide merchants.

We review payment processing options for established U.S. peptide businesses considering an additional processor or replacing their current one.

Free business review · no documents required to start · timing depends on processor underwriting

What we help you compare

A review of your business

We review your products, operations, and processing history against provider requirements.

Requested documents

We explain which business records a prospective processor needs.

Additional or replacement options

Consider adding a processor or replacing your current provider.

Written terms for comparison

Compare pricing, reserves, limits, and account requirements before deciding.

What happens next

1

Tell us about your business

Share your monthly volume, current setup, and what needs to improve.

2

Discuss available processors

We identify providers that may consider your business and explain what they need.

3

Compare written terms

Review supported payment methods, costs, reserves, and limits before choosing an account.

Since 2018
In business
$0
Cybin review fee
Processor-led
Underwriting decision
In writing
Rates, fees, reserves & terms

Cybin Enterprises is a sub-ISO and merchant-services consultancy. Cybin does not charge merchants for the consultation, application intake, or processor matching.

Working with Cybin

Understand the account terms

Know what you will pay and which conditions apply before choosing a processor.

Pricing matched to your business
Review the written total costSee the complete processor terms before you decide.
Clear cost comparison
Compare disclosed rates and fees across the processor options identified for your business.
What shapes your options
Your industry, volume, geography, processing history, and business model.
What we compare in writing
Rates, fees, contract term, and cancellation costs. Review reserve amounts and release conditions separately because they affect available cash.

How long does processor review take?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

Why Cybin Enterprises?

Our US-based team helps you prepare the required documents and compare specialist processors.

  • Processor matching based on your business and payment needs
  • A clear written comparison of rates, fees, and account terms
  • No Cybin fee for consultation, intake, or processor matching
  • A Pittsburgh-based company with named founders and US-based support

Cybin is paid by processor partners when an introduction results in successful onboarding. You pay no Cybin consultation or matching fee and decide whether to accept the processor's disclosed terms.

Founded in 2018

Mel Kotchey, Co-Founder and CEO of Cybin Enterprises

Mel Kotchey

Co-Founder & CEO

Shane Suehr, Co-Founder and COO of Cybin Enterprises

Shane Suehr

Co-Founder & COO

Cybin's proof standard is simple: company facts and customer or partner claims are published only when they can be substantiated and used with permission.

Questions, answered

What does the review cover?

We review your business model, processing history, and documents, then discuss providers that may consider your business.

Can I compare an additional or replacement relationship?

Yes. We can discuss adding a processor or replacing your current one. Each provider must approve the business separately.

What determines the final terms?

Payment-rail availability, approval, pricing, reserves, and limits depend on processor underwriting. Review the processor's written terms before deciding whether to move forward.

What does Cybin charge, and what processing rates should I expect?

Cybin does not charge you for the consultation, application intake, or processor matching. Cybin's business review is free. Processor pricing is confirmed in the written terms. We help compare the effective rate, per-transaction fees, monthly and gateway fees, chargeback fees, reserve, contract term, and cancellation costs. Reserves affect available cash and are reviewed separately from fees.

How long does processor review take?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

Can an additional relationship remove all processor risk?

A suitable payment setup can improve continuity. We can assess direct merchant accounts and additional processors that may accept your business. Each provider must approve the account; no setup removes all processor risk.

Discuss your next processor.

Tell us what needs to change. We’ll help you compare the available options.

Cybin Enterprises

Cybin Enterprises LLC is a US-based sub-ISO (merchant-services reseller) and payment-solutions consultant. Cybin is not a bank, lender, direct payment processor, or money transmitter and does not hold, move, or settle merchant funds. The processor or acquiring bank supplies the merchant account and controls underwriting, rates, and approval.

Consultation, intake, and processor matching are free to the merchant. Cybin is paid by processor partners when an introduction results in successful onboarding.

3202 McKnight East Dr, PMB 317, Pittsburgh, PA 15237