Cybin EnterprisesCYBIN ENTERPRISESHigh-Risk Payment Solutions
Peptide Merchant Accounts · US & Canada

Card processing for qualifying B2C and B2B peptide businesses.

Cybin works with specialist processor options that review consumer-facing and B2B peptide models for card acceptance, with ACH and eCheck as complementary rails. The processor or acquiring bank makes the underwriting decision.

Free business review · no documents required to start · approval timing depends on processor underwriting

Why peptide merchants choose Cybin

A review of your business

We review your products, marketing, history, and documents against current processor policies.

B2C card processing is on the table

Consumer-facing status alone does not prohibit card processing. We review products, claims, customer controls, licensing where applicable, geography, documentation, and history against current processor policies.

Compare processor options

Consider a main account or an additional approved account with a specialist provider.

Help getting set up

We explain account requirements and coordinate setup after approval.

What happens next

1

Tell us about your business

Share your business details and current payment needs. No cost or obligation.

2

We match you to specialist processors

We identify providers that may consider your business and explain what they need.

3

Compare options and move forward

Compare payment methods, pricing, reserves, and contract terms before choosing an account.

Since 2018
In business
$0
Cybin review fee
Processor-led
Underwriting decision
In writing
Rates, fees, reserves & terms

Cybin Enterprises is a sub-ISO and merchant-services consultancy. Cybin does not charge merchants for the consultation, application intake, or processor matching.

Working with Cybin

Understand the account terms

Know what you will pay and which conditions apply before choosing a processor.

Pricing matched to your business
Review the written total costSee the complete processor terms before you decide.
Clear cost comparison
Compare disclosed rates and fees across the processor options identified for your business.
What shapes your options
Your industry, volume, geography, processing history, and business model.
What we compare in writing
Rates, fees, contract term, and cancellation costs. Review reserve amounts and release conditions separately because they affect available cash.

How long does processor review take?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

Why Cybin Enterprises?

Our US-based team helps you prepare the required documents and compare specialist processors.

  • Processor matching based on your business and payment needs
  • A clear written comparison of rates, fees, and account terms
  • No Cybin fee for consultation, intake, or processor matching
  • A Pittsburgh-based company with named founders and US-based support

Cybin is paid by processor partners when an introduction results in successful onboarding. You pay no Cybin consultation or matching fee and decide whether to accept the processor's disclosed terms.

Founded in 2018

Mel Kotchey, Co-Founder and CEO of Cybin Enterprises

Mel Kotchey

Co-Founder & CEO

Shane Suehr, Co-Founder and COO of Cybin Enterprises

Shane Suehr

Co-Founder & COO

Cybin's proof standard is simple: company facts and customer or partner claims are published only when they can be substantiated and used with permission.

Questions, answered

Can a consumer-facing peptide business accept cards?

Yes. Qualifying consumer-facing and B2B peptide businesses can accept card payments through processors Cybin works with. B2C status alone is not a disqualifier. The processor still reviews the catalog, marketing claims, customer controls, licensing where applicable, geography, sourcing, and processing history before deciding approval and terms.

Can a peptide business really get approved?

Some processors consider compliant peptide business models, but eligibility depends on products, marketing, geography, documentation, processing history, and each processor’s current policy. Cybin can review the fit; the processor or acquiring bank decides.

Which payment methods can I offer?

Card processing may be available for qualifying consumer-facing and B2B models, with eCheck and ACH as complementary options. Availability depends on the business and the processor’s approval.

What does Cybin charge, and what processing rates should I expect?

Cybin does not charge you for the consultation, application intake, or processor matching. Cybin's business review is free. Processor pricing is confirmed in the written terms. We help compare the effective rate, per-transaction fees, monthly and gateway fees, chargeback fees, reserve, contract term, and cancellation costs. Reserves affect available cash and are reviewed separately from fees.

How long does underwriting take?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

Will this stop me from getting shut down again?

A suitable payment setup can improve continuity. We can assess direct merchant accounts and additional processors that may accept your business. Each provider must approve the account; no setup removes all processor risk.

Move your peptide business toward approval.

Share your business details. We’ll contact you to discuss specialist processors.

Cybin Enterprises

Cybin Enterprises LLC is a US-based sub-ISO (merchant-services reseller) and payment-solutions consultant. Cybin is not a bank, lender, direct payment processor, or money transmitter and does not hold, move, or settle merchant funds. The processor or acquiring bank supplies the merchant account and controls underwriting, rates, and approval.

Consultation, intake, and processor matching are free to the merchant. Cybin is paid by processor partners when an introduction results in successful onboarding.

3202 McKnight East Dr, PMB 317, Pittsburgh, PA 15237