Free Business Review

Find a high-risk processor for your business.

One free review helps us identify specialist processor options based on your business type, volume, history, and payment needs.

Check Options — Free Or call (412) 218-3006

Free business review · no documents required to start · approval timing depends on processor underwriting

Why merchants choose Cybin

A review of your business

We review your category, volume, processing history, and goals to identify suitable processors.

More processor options

Compare providers for your main account or an additional approved account.

Help getting set up

We help you understand the requirements and coordinate setup after approval.

Card, eCheck & ACH options

Explore payment methods supported by providers that accept your business model.

What happens next

Tell us about your business

Share your business details and current payment needs. No cost or obligation.

We match you to processors

We identify providers that may consider your business and explain what they need.

Compare options and move forward

Review written costs and account conditions before deciding. Setup follows processor approval.

Check Options — Free

Since 2018

In business

Cybin review fee

Processor-led

Underwriting decision

In writing

Rates, fees, reserves & terms

Your review, application intake, and processor matching are free. Cybin is paid by processor partners after successful onboarding.

Working with Cybin

Compare options with support from Cybin

Understand the account terms

Know what you will pay and which conditions apply before choosing a processor.

Pricing matched to your business: Review the written total costSee the complete processor terms before you decide.
Clear cost comparison: Compare disclosed rates and fees across the processor options identified for your business.
What shapes your options: Your industry, volume, geography, processing history, and business model.
What we compare in writing: Rates, fees, contract term, and cancellation costs. Review reserve amounts and release conditions separately because they affect available cash.

How long does processor review take?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

Why Cybin Enterprises?

Our US-based team helps you prepare the required documents and compare specialist processors.

Processor matching based on your business and payment needs
A clear written comparison of rates, fees, and account terms
No Cybin fee for consultation, intake, or processor matching
A Pittsburgh-based company with named founders and US-based support

Cybin is paid by processor partners when an introduction results in successful onboarding. You pay no Cybin consultation or matching fee and decide whether to accept the processor's disclosed terms.

Founded in 2018

Mel Kotchey

Co-Founder & CEO

Shane Suehr

Co-Founder & COO

About Cybin Verify on LinkedIn

Cybin's proof standard is simple: company facts and customer or partner claims are published only when they can be substantiated and used with permission.

Questions, answered

How fast can I get approved?

Timing depends on the processor or acquiring bank, your documents, products, website, processing history, and follow-up questions. Cybin keeps you updated, but does not promise an approval date.

What does Cybin charge, and what processing rates should I expect?

Cybin does not charge you for the consultation, application intake, or processor matching. Cybin's business review is free. Processor pricing is confirmed in the written terms. We help compare the effective rate, per-transaction fees, monthly and gateway fees, chargeback fees, reserve, contract term, and cancellation costs. Reserves affect available cash and are reviewed separately from fees.

I’ve already been declined. Can you still help?

We can review the decline and other providers’ requirements. A prior decline does not rule out every processor; approval still depends on underwriting.

Will this stop me from getting shut down again?

A suitable payment setup can improve continuity. We can assess direct merchant accounts and additional processors that may accept your business. Each provider must approve the account; no setup removes all processor risk.

Find out which processors may fit.

Share your business details. We’ll contact you to discuss the available options.

Check Options — Free Or call (412) 218-3006